For all your finance needs...now and in the future

Products

Home Loans / Investment property loans
Personal Loans
New Zealand Loans - Home Loan and Investment Loans
No Doc (no financials)
Other types of finance

Standard Variable Home/Investment Loan

Our Standard Home loan is a fully featured loan product. These features allow you maximum flexibility with your loan which will save you money. There are no hidden fees for redraws or limitations with extra payments. This means you can use your loan like a line of credit, without paying a higher interest rate, as you would with bank equity loans or overdrafts.

Free redraw - no minimum!
Make additional lump sum repayments
Weekly, fortnightly and monthly repayments
Additional ongoing repayments on Interest Only as well
Can be used as line of credit
Split your loan - Fixed / Variable or even Principle and Interest / Interest Only
Use mortgage reduction to pay your loan off faster and own your home sooner
Salary crediting to reduce your interest
Phone/web/fax based loan access

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Personal Loans

We use several funders who are able to provide both secured and unsecured loans. This saves you running around looking for the best deal. One application is submitted to 6 lenders all you need do is pick the one that best suits your needs.

After completing the application form and providing support information - income verification etc - the application is processed on line for an instant answer, easy and quick.

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New Zealand Loans - Home loan and Investment Loans

We can provide loans for both residence and non residence with a fully featured loan that has the same flexibility as our Standard Variable Home loan - as above.

So if you are an Australian looking to purchase property in New Zealand to diversify your investment portfolio or you are a New Zealand resident looking for a more competitive home loan rate, we can assist you.

As always, no one has the same requirements in regards to their loan, so in order for us to best help you, ask our credit department to review your current lending requirements and see how we can help you save money.

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No Doc (no financials)

This loan has been specially designed for self employed people who do not wish to disclose the financial details of their business. This means that you do not have to provide tax returns, financial statements, not even a letter from your accountant, making the transaction very simple and smooth. The product features are identical to our standard variable loan and can be used as a line of credit or business overdraft.

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Other types of finance

At Australian Credit Corporation we are able to assist with just about every type of finance available. Should you be considering finance for any purpose, talk to us first! We can help with:

Personal Loans
Vehicle Leasing and Commercial Hire Purchase
Business Finance
Equipment Leasing
Development Finance
Poor Credit History (property loans)
Construction Loans
Private funds
Commercial Finance
plus lots more.

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